Most Travel Insurances protect you from the following:
- Trip Cancellation
- Trip Interruption
- Lost Luggage
- Trip and Baggage Delays
- Medical Expenses
- Emergency Medical Transportation
One would need to decide whether or not they can afford the money spent on the trip if something happens. If the vacation costs more than $1000, then it would be a good idea to insure it.
There are many different travel insurance policies. Pick one that is a right fit for you and your budget. At Divine Explorers Travel, we are direct suppliers for Allianz Global Assistance Travel Insurance.